Does a healthy person work harder and longer? Are they more creative and generally sharper in their decision making?
Let me tell you my story: About five years ago, I received the annual notice from the insurance company which told me that as I had added another year to the score, the premium for my rather substantial life cover would increase significantly.
I immediately rang Igor, my long suffering insurance expert (he is used to my annual rants about premium increases) and asked him what he was going to do about it. He said that he could get me a policy with a lower premium, but I would have to pass a strict medical.
I frankly didn’t believe I would pass that test as my GP had said that my blood pressure was on “the high side of normal’ and I knew that my cholesterol was high.